Don’t Overlook Equipment Breakdown Insurance

Posted on: March 28th, 2019 by Leaders' Choice Staff No Comments

Imagine it’s a typical July day. You own a 30,000-square-foot office building that is 85% occupied. And the air conditioning and ventilation systems stop working. The outside temperature is in the 90’s and the humidity is high. It doesn’t take long before the tenants start to complain. The contractor you summon determines that an electrical […]

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Workers’ Comp Audit Mistakes: What to Look For

Posted on: March 19th, 2019 by Leaders' Choice Staff No Comments

No company owner wants to undergo a workers’ compensation audit, but they are a fact of life if you run a business and have employees. Unfortunately, many audits don’t go smoothly and sometimes your insurer may make mistakes. Missouri-based Workers’ Compensation Consultants, which helps employers through the workers’ comp audit process, recently listed the 10 […]

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Commercial Auto Rates Face New Headwinds

Posted on: March 12th, 2019 by Leaders' Choice Staff No Comments

More accidents attributed to smartphone use while driving, coupled with much higher costs of repairs, have led to double-digit increases in commercial auto insurance rates over the past few years. Distracted driving is just one of many factors that have converged on commercial auto insurance claims, resulting in sustained premium increases. Now there are new […]

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As Cyber Attacks Rise, Is Your Business Protected?

Posted on: March 7th, 2019 by Leaders' Choice Staff No Comments

Cyber attacks on companies’ information systems and data have reached unprecedented proportions, and are growing with each passing year. The biggest threat to an organization is if there’s been a breach of personally identifiable data or credit card information that it stores. That results in a number of costs, including notification costs, providing those whose […]

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As Health Deductibles Rise, Employees More Likely to File Workers’ Comp Claims: Study

Posted on: February 27th, 2019 by Leaders' Choice Staff No Comments

Sometimes, injured employees are afraid to file a workers’ comp claim after being injured at work because they fear the specter of retaliation by their employer. Experts suspect that up to 10% of workplace injuries are never reported because the workers choose to have the injuries covered by their employer-sponsored health plans. Most employers may […]

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A New Approach to Preventing Workplace Injuries

Posted on: February 19th, 2019 by Leaders' Choice Staff No Comments

While overall workplace injuries have been falling in the last decade, the numbers of deadly and catastrophic injuries are actually on the rise. A new report recommends that employers focus their injury prevention efforts on reviewing accidents that could have resulted in serious injury or death, as well as on near misses, where a potentially […]

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OSHA Not Letting Up on Inspections, Penalties

Posted on: February 13th, 2019 by Leaders' Choice Staff No Comments

Despite expectations, Fed-OSHA under the Trump administration has not backed off on enforcing workplace safety regulations. In fact, the agency is as aggressive as ever and citations are higher than ever as well, after fines were increased substantially three years ago. Based on the agency’s own statistics, a company that’s inspected has only a 25% […]

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Protect Outdoor Workers Against the Elements of Winter

Posted on: February 6th, 2019 by Leaders' Choice Staff No Comments

If you have outdoor workers or staff that will have to venture out into the elements during an especially cold winter, you need to make sure you are taking the correct precautions to keep them safe. If the conditions are extremely harsh, your workers are at heightened danger of injury, or worse. But even if […]

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Employee Embezzlement on the Rise – Are You Protected?

Posted on: January 31st, 2019 by Leaders' Choice Staff No Comments

A typical organization will lose an estimated 5% of its revenues every year due to fraud, according to a study by the Association of Certified Fraud Examiners. The median loss among organizations both large and small was $140,000 per occurrence, and more than 20% of embezzlement losses were more than $1 million, the association found. […]

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Massive Breach Exposed 773 million E-mails, Passwords

Posted on: January 23rd, 2019 by Leaders' Choice Staff No Comments

News of the latest global data breach of some 773 million e-mail address and passwords should prompt individuals and organizations alike to change their passwords – particularly for any accounts that have financial, credit card or other personal information. The scope of this breach cannot be overstated as the list includes log-in credentials from more […]

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