X-Mod

New Changes to X-Mods, Classification Rules for Multiple Location Employers

Posted on: May 12th, 2021 by Leaders' Choice Staff No Comments

California Insurance Commissioner Ricardo Lara has approved a regulatory filing that will change the premium threshold for employers to qualify for an experience modifier (X-Mod). The approval was part of a larger regulatory filing the Workers’ Compensation Rating Bureau made to also change expected claims costs, eliminate a few class codes and make new rules […]

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Five Tips for Employing Teen Workers

Posted on: May 5th, 2021 by Leaders' Choice Staff No Comments

As summer nears many companies are ramping up hiring of teen workers, and many companies are taking them on as they deal with the labor shortage as the country emerges from the pandemic. Others employ them year round. Taking on a teen worker comes with added responsibility in terms of compliance with state and federal […]

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workers' compensation

Recommendation: Workers’ Comp Rates Should Be Raised 2.7%

Posted on: April 29th, 2021 by Leaders' Choice Staff No Comments

In an unusual move, the Workers’ Compensation Insurance Rating Bureau of California has filed with the Department of Insurance a recommendation that benchmark workers’ comp rates in the state be increased by an average of 2.7%, effective Sept. 1 of this year. Typically, the Rating Bureau will only file for Jan. 1 or mid-year rate […]

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deadline

Second CalSavers Registration Deadline Fast Approaching

Posted on: April 21st, 2021 by Leaders' Choice Staff No Comments

The deadline is fast approaching for employers with 50 or more staff in California, and who do not already offer their employees a retirement plan, to register for the CalSavers Retirement Savings Program. As of April 7, more than 10,000 employers had already registered for the program, which will allow employees to set aside a […]

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commerical vehicle

Vehicle Crashes On and Off the Job Cost Employers Dearly

Posted on: April 13th, 2021 by Leaders' Choice Staff No Comments

The costs for businesses when their employees are involved in car accidents on and off the job are staggering, at $72.2 billion a year, according to a new study. The “Cost of Vehicle Crashes to Employers ― 2019” study, released in March 2021 by the Network for Employers for Traffic Safety, looks at how much […]

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sick leave

New Law Requires Paid Sick Leave for COVID-19-Related Issues

Posted on: April 7th, 2021 by Leaders' Choice Staff No Comments

Governor Newsom signed legislation in March that requires California employers with more than 25 workers to provide them with up to 80 hours of COVID-19-related paid sick leave. The new law even requires employers to pay workers that took COVID-19-related sick leave prior to March for the time they took off. The law is retroactive to […]

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pandemic rescue America

All of the Goodies for Businesses in the $1.9 Trillion Stimulus Act

Posted on: March 24th, 2021 by Leaders' Choice Staff No Comments

The $1.9 trillion American Rescue Plan Act (ARPA) that President Biden signed into law on March 11 contains a number of provisions intended to help small businesses and other organizations hurt by the pandemic. Foremost, it includes additional Paycheck Protection Program (PPP) loans to struggling businesses, and a number of special grants to companies in […]

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cyber insurance

As Attacks and Costs Mount, Cyber Insurance Rates Climb Further

Posted on: March 16th, 2021 by Leaders' Choice Staff No Comments

Cyber insurance rates are going to increase dramatically in 2021, driven by more frequent and more severe insured losses, according to a recent industry study. The report by global insurance firm Aon plc predicted that rates would jump by 20% to 50% this year due to two main factors: 1. Cyber attacks are becoming more […]

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OSHA: Vaccinated Workers Should Still Wear Masks, Socially Distance

Posted on: March 10th, 2021 by Leaders' Choice Staff No Comments

OSHA recently updated its COVID-19 safety guidance to recommend that employees who have been vaccinated should continue wearing face masks, practice social distancing and comply with any other COVID-19 safety protocols while on the job. That means that the same workplace protocols that apply to unvaccinated employees will apply to those who have received their […]

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New Bill Would Bar Employers from ‘Discriminating’ Against Workers for Positive Marijuana Test

Posted on: March 3rd, 2021 by Leaders' Choice Staff No Comments

New legislation would, if passed, bar employers in California from testing for cannabis use to deny or terminate employment. The measure, AB 1256, would bar employers from using hair or urine tests to check if their employees use marijuana, because such checks do not test actual impairment but rather that a person has used marijuana […]

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