Factors Pushing Commercial Property Rates Higher

Posted on: October 11th, 2021 by Leaders' Choice Staff No Comments

Commercial property insurance rates are continuing to climb, as the segment faces a number of headwinds that have pushed claims costs to new heights. There are number of factors that are colliding, including the frequency and severity of claims from extreme weather, the cost of rebuilding, rates for commercial properties are not keeping pace with […]

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Is Your Data Secure Enough for Employee Phones?

Posted on: September 29th, 2021 by Leaders' Choice Staff No Comments

With about 75% of employees in the U.S. using their own devices for work communications and productivity, businesses must implement safeguards to avoid company data from being compromised should a device be stolen, hacked or contract a virus. The BYOD (bring your own device) trend has grown as many employees have eschewed company-issued mobile devices, […]

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You Can Be Sued if a Customer Harasses Your Staff

Posted on: September 21st, 2021 by Leaders' Choice Staff No Comments

With confrontations between angry customers and employees just trying to do their jobs increasing during the COVID-19 pandemic, employers need to make sure they have policies in place to protect workers who are confronted. As well, many customer-facing companies — mainly retailers, restaurants, retail printers and entertainment venues — have seen an uptick in customers […]

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OSHA to Issue Vaccine Mandate Rules for Larger Employers

Posted on: September 15th, 2021 by Leaders' Choice Staff No Comments

The Biden administration has announced plans to require businesses with 100 or more employees to require their workers to be vaccinated for COVID-19 or be tested for the coronavirus on a weekly basis. The order is part of a sweeping six-part “Path Out of the Pandemic” plan, which focuses on expanding vaccinations, opening schools safely, […]

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Businesses and Insurers Are Fighting Over Coverage for COVID-Caused Shutdowns

Posted on: September 7th, 2021 by Leaders' Choice Staff No Comments

In courtrooms all over the country, battles are occurring between businesses who endured COVID-19-related shutdowns and insurance companies who believe they are not obligated to reimburse them for their losses. According to the Covid Insurance Litigation Tracker from the University of Pennsylvania Carey Law School, more than 1,800 lawsuits have been filed in state and […]

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Small Firms Saddled with Majority of Tort Liability Costs

Posted on: August 31st, 2021 by Leaders' Choice Staff No Comments

Despite accounting for 19% of revenues among firms in the United States, small businesses shoulder more than 53% of all commercial tort liability costs, according to a new report by the U.S. Chamber Institute for Legal Reform. The story is worse for the business with less than $1 million in revenue. They account for only […]

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New Funding Round for State COVID-19 Relief Grants Opening

Posted on: August 25th, 2021 by Leaders' Choice Staff No Comments

California is opening a new funding round for its Small Business COVID-19 Relief Grant Program for companies that have taken a financial hit due to the pandemic. The new funding round opens Sept. 9 and runs through Sept. 30. The new round will take place thanks to an additional $1.5 billion in funding authorized in […]

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Wildfires Make for Difficult Commercial Property Insurance Market

Posted on: August 17th, 2021 by Leaders' Choice Staff No Comments

As wildfires continue ravaging the West, more businesses in wildfire-prone areas are facing a difficult commercial property insurance market as insurers reduce their exposure and some have left the market altogether. Many businesses in areas that have already been ravaged by fires in the past, or those located in areas that are near forests and […]

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Keeping Your Indoor Workers Cool During Intense Heat

Posted on: August 11th, 2021 by Leaders' Choice Staff No Comments

Despite a law requiring that Cal/OSHA create indoor heat illness regulations by 2019, no regulations are yet on the books, making for a difficult situation as many parts of California are experiencing some of the highest temperatures on record. The workplace safety agency implemented heat illness prevention regulations for outdoor workers in 2013, but as the sustained heat wave […]

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Retaliating Against Employees for Raising COVID-19 Concerns Can Cost You

Posted on: August 3rd, 2021 by Leaders' Choice Staff No Comments

The Department of Labor has sued a Texas dental practice on behalf of a dental hygienist and a dental assistant who were not reinstated after raising concerns about what COVID-19 safety measures would be in place when the practice reopened in spring 2020. As more employers are bringing people back to the workplace, OSHA has […]

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