As Wildfire Risks Increase, Insuring Businesses More Difficult

Posted on: August 27th, 2019 by Leaders' Choice Staff No Comments

Business property coverage is getting more difficult to come by for operations located in areas that are susceptible to wildfires. The devastating wildfires of the last few years, along with the thousands of homes and businesses that have been burned or damaged due to these events, has resulted in insurers becoming more selective about the […]

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CALIFORNIA: Bureau Recommends Workers’ Comp Rates Drop 5.4%

Posted on: August 22nd, 2019 by Leaders' Choice Staff No Comments

Workers’ compensation insurance rates will likely continue sliding in 2020 after California’s rating agency submitted its recommendation that the state insurance commissioner reduce the average benchmark rates by 5.4%. If the recommendation is approved, it will be the ninth consecutive rate decrease since 2015 (some years had two decreases), which have resulted in the average […]

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A Lesson in Timely Claims Reporting

Posted on: August 14th, 2019 by Leaders' Choice Staff No Comments

A recent appeals decision denied coverage to a company on its directors and officers (D&O) liability insurance policies for taking too long to file the claim. In this case, the 5th U.S. Circuit Court of Appeals in New Orleans sided with an insurer that had denied a claim a company had made after being sued […]

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Discipline Should Be Part of Your Safety Program

Posted on: August 7th, 2019 by Leaders' Choice Staff No Comments

Does your injury and illness prevention program spell out the disciplinary action your company will pursue if its safety rules are not adhered to? Addressing disciplinary issues can be a very sensitive and stressful process for most managers, supervisors and employees. However, if disciplinary issues are avoided or handled poorly, it can lead to serious […]

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New Law Bars Hairstyle Discrimination

Posted on: August 2nd, 2019 by Leaders' Choice Staff No Comments

California Gov. Gavin Newsom has signed legislation that will make it illegal for employers to discriminate against employees and job applicants based on their hairstyle if it is part of their racial makeup. The law, known as the CROWN Act (Create a Respectful and Open Workplace for Natural Hair), amends the state Education and Government […]

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