OSHA, Workers’ Comp Implications for Telecommuting

Posted on: February 3rd, 2021 by Leaders' Choice Staff No Comments

As more Americans work from home than ever before, many employers are wondering about their obligations under OSHA as well as how to reduce the chances that workers may be injured while telecommuting. Obviously, the chances of an injury when working from home are small. The most common issue that is likely to arise long-term […]

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New Workers’ Compensation Rate Filing Expands COVID-19 Surcharge Tiers

Posted on: October 14th, 2020 by Leaders' Choice Staff No Comments

The California Workers Compensation Insurance Rating Bureau has amended its 2021 rate filing to make its earlier recommended COVID-19 surcharge more equitable. The Rating Bureau is leaving unchanged its overall recommendation that benchmark rates be increased an average of 2.6% for policies incepting on or after Jan. 1, 2021. But it modified an earlier recommendation that […]

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Alert: New Law Creates COVID-19 Workers’ Comp Framework

Posted on: September 23rd, 2020 by Leaders' Choice Staff No Comments

Governor Newsom has signed legislation that creates a new framework for COVID-19-related workers’ compensation claims. SB 1159, which takes effect immediately, partly replaces an executive order that Newsom made on March 18 and which expired on July 5. That order required all employees working outside the home who contracted COVID-19 be eligible for workers’ compensation […]

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New Emergency Workers’ Compensation Rules Take Effect

Posted on: July 7th, 2020 by Leaders' Choice Staff No Comments

The Department of Insurance has approved emergency workers’ compensation rules dealing with COVID-19 and California employers. The rules were recommended by the Workers’ Compensation Insurance Rating Bureau to bring fairness for employers’ experience rating during the COVID-19 pandemic amid shelter-at-home orders and for dealing with claims of workers who contract COVID-19 on the job. The […]

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Adjustable Workstations Key to Reducing Injuries

Posted on: May 26th, 2020 by Leaders' Choice Staff No Comments

Musculoskeletal disorders from manual labor in factories, construction, printing and warehouse work are one of the most common types of workplace injuries and account for one-third of all workers’ compensation costs. These injuries take a profound economic toll on both workers who suffer these injuries and on employers who pay more for their workers’ comp […]

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Workers Get Workers’ Comp Presumption for COVID-19

Posted on: May 7th, 2020 by Leaders' Choice Staff No Comments

California Gov. Gavin Newsom has issued an executive order requiring that workers who either test positive for COVID-19 or are diagnosed by a physician as having coronavirus are eligible for workers’ compensation benefits. The order means that it will automatically be presumed that the employee contracted the virus on the job if they test positive […]

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Protecting Your Workers During the Pandemic

Posted on: April 28th, 2020 by Leaders' Choice Staff No Comments

If you are one of the companies that has been deemed an essential employer and are remaining open during stay-at-home orders, you should be doing all you can to protect your workers against contracting COVID-19. While some workers are really on the front lines of fighting the disease, like health care workers and emergency services […]

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Coronavirus Could Trigger Multiple Insurance Policies

Posted on: March 11th, 2020 by Leaders' Choice Staff No Comments

COVID-19 is forcing businesses to face a number of risks, liability and insurance implications. Companies could seek coverage for a variety of claims stemming from the outbreak, including workers’ compensation, business interruption, liability and more. And, now that it is a pandemic, the economic fallout may be expansive — hitting your company’s operations in the […]

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Car Crashes a Leading Cause of High-severity Claims

Posted on: January 2nd, 2020 by Leaders' Choice Staff No Comments

Traffic accidents continue to be one of the leading causes of high-severity workers’ comp claims, according to research. The National Council on Compensation Insurance found in a study that the cost of workers’ comp claims for accidents involving motor vehicles was 250% more than the average for all workplace accidents. The study also found large […]

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New Experience Rating and Physical Audit Levels Set

Posted on: September 11th, 2019 by Leaders' Choice Staff No Comments

Starting in 2020, the threshold for California employers to be eligible for experience rating (X-Mod) has been reduced by order of the state insurance commissioner. Commissioner Ricardo Lara in September approved the recommendations by the Workers’ Compensation Insurance Rating Bureau to lower thresholds for determining eligibility for experience rating and when a carrier needs to […]

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