Smoke.. Meet Mirrors. What The Workers’ Comp Rate Cut Really Means

Posted on: August 22nd, 2011 by Leaders' Choice Staff No Comments

When the Workers’ Compensation Insurance Rating Bureau (WCIRB) recently recommended decreasing their premium rate by 1.8 percent my first thought was, “That seems odd.”  I mean, I understand that Workers’ Compensation claims are down overall by 1.6 percent in California alone but that’s just because of a major reduction in the workforce. Fewer jobs. Fewer […]

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No Company Car? You May Still Need a Business Auto Policy

Posted on: August 19th, 2011 by Leaders' Choice Staff No Comments

Even if your company doesn’t own a vehicle, you may still face auto liability exposure. Take the instance of an employee driving their personal vehicle to run a work-related errand. It is not a stretch to imagine that your company may be named in an ensuing lawsuit, especially if the worker’s personal automobile policy’s limits […]

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9 Tips for Reducing Workplace Stress & Lowering Workers Comp Claims

Posted on: August 17th, 2011 by Leaders' Choice Staff No Comments

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Avoid Having a Workers Comp Claim Turn Into A Huge Fine

Posted on: August 15th, 2011 by Leaders' Choice Staff No Comments

Your worker is hurt on the job. Hey it happens. That’s why you have workers compensation insurance right? So you fill out all of the workman’s comp paper work and send it in only to find that despite dotting your “I”s and crossing your “T”s you get a notice from the fed about an investigation […]

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Going Up? Sifting Through California Workers’ Comp Rates

Posted on: July 31st, 2011 by Leaders' Choice Staff No Comments

There are serious rumblings coming from the great state of California workers comp rate-making body that costs are escalating at a rapid clip, with the agency signaling that it will likely ask the state insurance commissioner to increase benchmark rates substantially for next year.

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