Non-Owned Auto Coverage Essential for Any Business

Posted on: January 6th, 2022 by Leaders' Choice Staff No Comments

Even businesses that own fleets of autos sometimes use vehicles that do not belong to them. Often, a company asks an employee to run an errand or visit a customer or vendor using that employee’s car. The business may be legally liable for anything an employee acting on its behalf does while behind the wheel. […]

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Top 10

Top 10 New Laws and Regulations Affecting California Businesses

Posted on: December 28th, 2021 by Leaders' Choice Staff No Comments

Every new year brings with it a raft of new laws and regulations that affect businesses, and 2022 is no different. Last week we looked at the first five of the top 10 new laws and regulations that will have an impact on businesses, and this week we bring you the second half of that […]

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Happy Holidays!

Happy Holidays!

Posted on: December 23rd, 2021 by Leaders' Choice Staff No Comments

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Stay on Top of These New Laws, Rules in 2022

Posted on: December 20th, 2021 by Leaders' Choice Staff No Comments

Every year starts with a flurry of new laws and regulations that California employers have to contend with. And 2022 is no different as the California legislature had a busy year and the stresses of the COVID-19 pandemic resulted in more activity. The end result is another round of new laws that employers need to […]

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Delays, Higher Insurance Costs Burden Owners, Contractors

Posted on: December 16th, 2021 by Leaders' Choice Staff No Comments

Increasing construction project delays are combining with a hardening market for builder’s risk and liability insurance to create headaches for project owners and contractors. If your project suffers from delays, you may find it difficult or costly to extend the length of your insurance coverage as insurers have tightened their underwriting policies and some have […]

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Christmas telecon

Holding a Safe End-of-Year Holiday Party

Posted on: December 8th, 2021 by Leaders' Choice Staff No Comments

Last year, most companies cancelled their holiday parties as COVID-19 case rates started surging after the Thanksgiving holidays and as people started spending more time indoors. Cases have once again been rising in the run-up to December, so many businesses are approaching their holiday plans with the safety of their staff top of mind. If […]

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Employees Responsible for 85% of Trade Secret Theft

Posted on: December 1st, 2021 by Leaders' Choice Staff No Comments

Trade secret theft by employees is a serious and growing problem in the U.S. According to an analysis of federal court cases, 85% of such theft is committed by employees or business partners. Lately, companies have been focusing on high value, high-tech cyber attacks by outsiders that breach databases, but threats from the inside are […]

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Paid Ransomware Demands Fall Sharply as Businesses Wise Up

Posted on: November 16th, 2021 by Leaders' Choice Staff No Comments

Businesses are getting better at beating ransomware extortionists and more victims are refusing to pay to unlock their systems, according to a new report. The ratio of ransoms that the cyber criminals demand to ransoms actually paid fell to just 12% in the third quarter of 2021, compared to 44% in the same period in […]

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Big Changes to Construction Dual Classes in the Works

Posted on: November 10th, 2021 by Leaders' Choice Staff No Comments

There could be significant changes coming for a number of construction dual-classification codes that could see the threshold for the higher-wage workers jump by as much as $5 per hour. Currently, 16 of the Workers’ Compensation Insurance Rating Bureau’s construction and erection class codes are divided into two separate classifications based on the hourly wage […]

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Train Your Driving Staff for Rainy, Slippery Conditions

Posted on: November 2nd, 2021 by Leaders' Choice Staff No Comments

When it’s the rainy time of year, companies with staff that need to drive, delivery drivers or those making sales calls, and all in-beteen need to double down on road safety.   A good idea is to hold a training session on “Driving in the Rain”. While it may seem redundant, it’s an important exercise to reinforce the importance […]

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