Even if your company doesn’t own a vehicle, you may still face auto liability exposure. Take the instance of an employee driving their personal vehicle to run a work-related errand. It is not a stretch to imagine that your company may be named in an ensuing lawsuit, especially if the worker’s personal automobile policy’s limits are insufficient.
Under federal law, all employers are required to verify the identity and eligibility to work in the US of all new hires, whether or not they are citizens. As part of this process they are required to fill out Form I-9, which includes examining at least two forms of identification as listed on the form. Not having the I-9 can turn your legitimate workman’s comp claim into a nightmare.
There are serious rumblings coming from the great state of California workers comp rate-making body that costs are escalating at a rapid clip, with the agency signaling that it will likely ask the state insurance commissioner to increase benchmark rates substantially for next year.