Businesses Often Have No Recourse After Costly Software Outages

Posted on: October 8th, 2024 by Leaders' Choice Staff No Comments

Lately there’s been a series of massive cyberattacks on software that organizations use to run their businesses, causing major disruptions to companies — and sometimes hamstringing their ability to operate. The most recent example is the Crowdstrike cyber-security software outage that affected some 8.5 million businesses,  most notably airlines, which had to cancel thousands of […]

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Drivers, Fleet Managers Must Report All Claims

Posted on: October 1st, 2024 by Leaders' Choice Staff No Comments

A common problem in the transportation industry is fleet managers failing to report accidents that their drivers are involved in, or the drivers themselves failing to report them in the first place. The risk is that if you ignore this problem, it’s not going away and will instead likely come back to haunt you, particularly […]

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EEOC, OSHA Retaliation Claims Surge

Posted on: September 23rd, 2024 by Leaders' Choice Staff No Comments

Over the past several years, employers have seen a significant uptick in retaliation and whistleblower claims filed by employees and investigated by federal agencies. Often these claims are part of another complaint, either concerning workplace discrimination or harassment issues and filed with the Equal Employment Opportunity Commission, or concerning workplace safety issues, which are filed […]

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Cal/OSHA Proposed Workplace Violence Prevention Rules Muddy the Waters

Posted on: September 17th, 2024 by Leaders' Choice Staff No Comments

Cal/OSHA has proposed new regulations that would incorporate California’s new workplace violence prevention law — which took effect July 1 — into Title 8, the set of regulations that covers workplace safety in the Golden State. However, the proposed rules add a number of new requirements that some safety observers say would be unworkable in […]

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EEOC Issues Construction Industry Harassment Prevention Guidance

Posted on: September 10th, 2024 by Leaders' Choice Staff No Comments

The Equal Employment Opportunity Commission has issued new guidance for preventing harassment on construction industry worksites. The guidance, while not binding, can be used as a template for construction firms to implement anti-harassment policies. According to the EEOC, the industry has an especially high incidence of harassment complaints, and “some of the most egregious incidents […]

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Cal/OSHA Proposed Rules Would Impose Large Penalties for ‘Egregious,’ ‘Enterprise-Wide’ Violations

Posted on: September 3rd, 2024 by Leaders' Choice Staff No Comments

Cal/OSHA is working on new rules that would crack down and step up enforcement and penalties against California employers that commit “egregious” and “enterprise-wide” workplace safety violations. The forthcoming rules would impose substantial penalties on companies that have shown a disregard towards California workplace safety regulations and the wellbeing of their employees. Employers that are […]

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More Businesses Sued Over Disabled Website Access

Posted on: August 27th, 2024 by Leaders' Choice Staff No Comments

Businesses with a web presence, particularly those that are consumer-facing, are increasingly being sued over website accessibility issues that prevent disabled individuals from using a website. While the number of such cases has been growing, 2,281 website accessibility lawsuits were filed in 2023, down from 2,387 the prior year and 2,352 in 2021, according to […]

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Cyber Rates Ebb, Insurers Add More Exclusions

Posted on: August 20th, 2024 by Leaders' Choice Staff No Comments

Even while cyberattacks increase, the cost of cyber insurance has been dropping thanks to businesses implementing better controls to thwart such activity and reduce their losses if they become victims of a malicious attack, according to a new report. Rates fell an average of 17% last year after surging in 2021 and 2022 as the […]

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‘Nuclear’ Jury Verdicts Are Straining U.S. Businesses

Posted on: August 13th, 2024 by Leaders' Choice Staff No Comments

The size of jury awards has been exploding in the last few years, and they are often exceeding the limits that businesses have on their liability policies. These excessively large awards are known as “nuclear” verdicts, which are defined as those with damages of $10 million or more. In 2023, such verdicts totaled $14.5 billion, […]

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Commissioner Orders Benchmark Workers’ Comp Rate Reduction

Posted on: August 6th, 2024 by Leaders' Choice Staff No Comments

California Insurance Commissioner Ricardo Lara has ordered that the state’s average benchmark workers’ compensation rate be cut by 2.1%, starting Sept. 1. The decision rejected the Workers’ Compensation Insurance Rating Bureau’s recommendation that the benchmark rate be raised by 0.9%, citing a slight uptick in claims costs and claims-adjusting costs. The benchmark rate, also known […]

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