Workers’ Compensation Insurance

Work injury claim formThe amount you pay for Workers’ Compensation insurance can vary wildly among insurance carriers. Here at Leaders Choice we look out for your bottom line. We are very aggressive in shopping your coverage to all insurance carriers to make sure you are paying the absolute lowest possible. We save our new clients an average of 30% compared to what they are currently paying. So press the “Get a Quote” button to stop wasting money with your current high priced insurance company.

Workers’ compensation is the nation’s oldest social insurance program: It was adopted in most states, including California, during the second decade of the 20th century. The workers’ compensation system is based on a trade-off between employers and employees. Employees are entitled to receive prompt, effective medical treatment for on-the-job injuries or illnesses no matter who is at fault and, in return, are prevented from suing employers over those injuries.

As a result, California employers are required by law to have workers’ compensation insurance, even if they have only one employee. And, if your employees get hurt or sick because of work, you are required to pay for workers’ compensation benefits. Workers’ comp insurance provides six basic benefits: medical care, temporary disability benefits, permanent disability benefits, supplemental job displacement benefits or vocational rehabilitation and death benefits.

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