Errors & Omissions Insurance

Workers comp fine print

Also known as professional liability insurance, E&O insurance covers professionals against third party damage claims that result from the covered company’s or individual’s services.




E&O insurance protects against charges of negligence or harm, based on a professional service or advice you provided, such as allegations of:

  • Misrepresentation
  • Breach of professional duties
  • Wrongful business practices
  • Providing misleading advice, or
  • Conflicts of interest.


These damages are not covered by a general liability policy.


E&O insurance covers:

  • Defense costs
  • Judgments
  • Settlements, and
  • Fines or penalties resulting from the allegations of misrepresentation, breach of professional services, wrongful business practices, misleading advice and conflict of interest.


There are a number of professions that need E&O insurance, including doctors, lawyers, event planners, project managers, accountants, IT professionals, brokers, and more.


You should consider professional liability insurance if your business provides:

  • A professional service
  • Regular professional advice, and/or
  • Contractual services.

Click Here For A Low Rate Errors & Omissions Quote