The amount you pay for Property Insurance can vary wildly among insurance carriers. Here at Leaders Choice we look out for your bottom line. We are very aggressive in shopping your coverage to all insurance carriers to make sure you are paying the absolute lowest possible. We save our new clients an average of 30% compared to what they are currently paying. So press the “Get a Guaranteed Low Price Quote” button to stop wasting money with your current high priced insurance company.
Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance. Property is insured in two main ways – open perils and named perils. Open perils cover all the causes of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism and war. Named perils require the actual cause of loss to be listed in the policy for insurance to be provided. The more common named perils include such damage-causing events as fire, lightning, explosion and theft.